Get 22,000 points when you get an American Express Gold Card and spend £3,000 in the first six months. Offer valid until the 29/06/2020.
You can apply for the card here.
22,000 American Express Membership Rewards points would convert into:
22,000 Virgin Flying Club miles
44,000 Hilton Honors points
66,000 Radisson Rewards points
33,000 Marriott Bonvoy points
You will definitely get the bonus if you have never held a personal American Express card before.
You will also receive the 22,000 bonus points if you have not held a personal American Express card in the previous 24 months. Cards issued by MBNA or Lloyds Bank do not count. You will also receive the sign-up bonus if you have a Corporate or Business American Express card via your job, even if you receive Membership Rewards points from it.
You will receive the bonus if you are only a supplementary cardholder on someone else’s American Express card. AMEX does not consider you as an ‘existing cardholder’ as the account belongs to the primary cardholder.
If you do not qualify for the bonus, you can still apply. You still receive the other card benefits, including the two free airport lounge passes and ‘no fee in the first year’.
There is usually an annual fee of £140 for this card, however, it is free for the first year.
The representative APR is 57.6% variable, based on an annual fee of £140 and assumed credit limit of £1,200. The purchase rate is 22.9% variable.
The on-going earning rate is 1 American Express Reward Point, per £1 spend.
Membership Rewards points can also be transferred into three hotel schemes: Starwood Preferred Guest (2 Membership Rewards points = 1 starpoint) Hilton Honors (1 Membership Rewards point = 2 Hilton Honors points) and Club Carlson (1 Membership Rewards point = 3 Gold Points).
The other great benefits of this card include:
Earn rate: 1 point per £1
a bonus 10,000 Membership Rewards points after each year of Cardmembership when you spend at least £15,000 within the 12 month period of your Card anniversary. This benefit increase the points earning of this card to 1.67 points per pound spent for the first £15,000.
Supplementary cards can be added to your account - their spending counts towards the £15,000 'target' for the bonus points<
Membership to Lounge Club - providing two complimentary lounge visits per year (subsequent visits cost £15 per person) at over 500 airport lounges around the world.
Access to "The Hotel Collection" by American Express. Enjoy a room upgrade (where available) and a US$75 hotel credit when you stay two consecutive nights at over 500 hotels worldwide including Hilton Hotels, Intercontinental and Hyatt Hotels when you book online via American Express Travel.
An often skipped over benefit from this card is the additional points earnt when spending directly at airlines or in foreign currency (2 points per pound spend). Whilst this card does have a FX fee of 2.9% the additional points can sometimes be justified. Addition points can also be earnt on bookings made directly through American Express Travel (3 points per pound).
After the first year the £140 fee kicks in however, you can cancel at anytime for a pro-rata fee refund. Apply here.
It should be noted that by discussing credit and charge cards on this site, we are in effect, acting as a credit broker. Canis Media Ltd, trading as Home & Garden, is authorised and regulated by the Financial Conduct Authority (FCA FRN 792662) to act as a credit broker.
This is a journalistic website, as such, we merely describe different travel related credit card options available to you; it is your responsibility to determine whether these products are suitable for your financial circumstances. Nothing on Home & Garden or Dog Walks Near Me should be seen as constituting financial advice. Recommendations given, for any financial products, are based on the benefits and perks they offer.